Property Tax Relief & Homeowner Tax Credits in Baltimore County

Owning a home in Baltimore County comes with many responsibilities—but also opportunities to lighten your tax burden. From Homestead credits to age-based relief, there are several programs designed to help eligible homeowners. Below is a guide to programs, eligibility, income limits, and how to apply.

Key Tax Relief & Credit Programs

Homestead Tax Credit

This credit limits the increase in assessments on your principal residence so your tax bill doesn’t spike disproportionately. To qualify, you must:

Own and occupy the home as your principal residence as of July 1.
File a Homestead application (typically due by March 1).

Homeowner’s Property Tax Credit

This is a state-level credit available to homeowners whose property tax exceeds a certain income-based threshold. Eligibility requires:

Adjusted gross income below a set limit (varies by year).
Your property must be your principal residence.
You must apply annually with the Maryland Comptroller’s Office.

Age, Disability, Veteran, or Surviving Spouse Relief

Baltimore County offers additional credits for homeowners who meet criteria such as age (e.g., 65+), disability, or veteran status. These programs often require:

Proof of age, disability, or veteran status.
Meeting income limits set by the County.
Submitting an application to the county assessor’s office.

Income Limits & Eligibility Snapshots

Each credit has different thresholds. For example:

The Maryland Homeowner’s Property Tax Credit has AGI limits (for 2024, around **$60,000–$80,000** depending on household size).
Age and disability relief programs often permit slightly higher incomes if meeting required criteria.

Always check with the Baltimore County Office of Budget & Finance or the Maryland Comptroller for up-to-date limits and rules.

How to Apply & Key Deadlines

Homestead Credit: File with Baltimore County’s Department of Budget & Finance — typically due **March 1** each year.
Homeowner’s Property Tax Credit: Apply via the Maryland Comptroller’s website between July and October.
Age / Disability / Veteran Relief: Submit documentation annually to the County Assessor’s Office.

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